Consumer Information

In accordance with federal regulations set forth by The Higher Education Act of 1965, as amended, below is a summary of consumer information that must be made available to all students at Oxnard College. Each topic listed gives a brief description of the information that must be disclosed and explains how it can be obtained. If you need assistance obtaining information listed or you would like a paper copy, contact the Financial Aid Office at your campus.

Student Body Diversity

Student demographic data are annually updated and published on our website at: https://www.oxnardcollege.edu/enrollment

Additionally, Oxnard College regularly reports this information to the Integrated Postsecondary Education Data System (IPEDS). Follow these steps to access this information:

Go to the IPEDS College Navigator at http://nces.ed.gov/collegenavigator/
In the “Name of School” box type Oxnard College
Click on the Oxnard College link that appears.
For gender and race/ethnicity data, click on the Enrollments link to expand the selection
For information about Pell Grant recipients, expand the Financial Aid link

Textbook Information
Student can access each semester's book list at: Bookstore.

Voter Registration Information Oxnard College encourages eligible students to register to vote. Registering online is a fast and easy process. Students may register to vote by accessing the California Online Voter Registration website.

Fees and Refund Policies
The fees are listed at: http://www.oxnardcollege.edu/departments/administrative/office-of-business-services/fees. The bottom of this page also includes the refund policy as well as the Refund Request Form.

Instructional Facilities and Labs
The college provides the instructional, laboratory, and physical plant facilities needed to support each of its academic programs. Contact the chairperson for the department for specific information about the facilities and resources available to support the academic program. Departments can be found online at http://www.oxnardcollege.edu/departments/academic

Faculty
Information on the college's faculty and instructional personnel is available at: Faculty and Administration .

Copyright Infringement
http://www.vcccd.edu/departments/information-technology/use-agreement-ap-3720

Illegal Distribution of Copyright Materials
Oxnard College supports the Higher Education Opportunity Act and Digital Millennium Copyright Act, including efforts to eliminate the illegal distribution of copyrighted material. Oxnard College Board Policy 3710 and Oxnard College Administrative Procedure 3710, developed through the consultation process, provide guidelines to students, faculty and staff to assist in compliance with federal copyright laws. BP and AP 3710

Constitution Day Information
http://www.oxnardcollege.edu/events/celebrate-constitution-day-sept-17
In order to comply with the new federal regulation requiring the development of educational programming to celebrate Constitution Day on September 17th of each year, Oxnard College’s Office of Student Life provides faculty, students and staff with access to U.S. Constitution Day educational resources, movies, toolkits and free pocket size U.S. Constitution books.

Overview of Financial Aid Program
Oxnard College has a full array of Title IV programs and California State Programs.
Alternative Loans offered by private lenders, Oxnard College Foundation Scholarships and off campus scholarships are also administered by the Oxnard College Financial Aid Office. For more information please see the site at: http://www.oxnardcollege.edu/departments/student-services/financial-aid-office

Contact Information for Obtaining Financial Aid Assistance
Prospective or enrolled students who have questions about obtaining Oxnard Scholarships or federal or state financial aid should contact the Oxnard College Financial Aid Office at:
Telephone: (805) 986-5828
Fax: Fax: (805) 986-5873
Email: ocfinaid@vcccd.edu
Information given over the phone or through email will be general information only. You must be able to provide your Student ID#. Please stop by our office for specific information regarding your financial aid file. Additional contact information for specific staff members can be found at: http://www.oxnardcollege.edu/departments/student-services/financial-aid-office/staff

Need Based and Non Need Based Federal and State Financial Aid
Oxnard College has a full array of aid programs. Some are need based and some are non need based as determined by the information provided and verified on the Free Application for Federal Student Aid or the Oxnard College Scholarship Application

Study Abroad Resources
Oxnard College does not participate in the Study Abroad Program.

Terms and Conditions of Direct Loans
Terms and conditions of Direct Loans are included in the Borrower’s Rights and Responsibilities Statement, which the borrower receives upon completion of a Master Promissory Note with the Department of Education. The borrower may request another copy of their Borrower’s Rights and Responsibilities Statement at any time by contacting the Direct Loan Servicing Center.

The National Student Loan Data System (NSLDS)
The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s central database for student financial aid records. Federal loans disbursed to students or parents will be submitted to NSLDS and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. Student and parent borrowers can track and manage their federal student loans and grants online at www.nslds.ed.gov. The secured site displays information on loans and grants, including amounts, outstanding balances and status. Student and parent borrowers can also find contact information for their loan servicer.

Terms and Conditions of Direct Loan Deferments
Information regarding the various deferments available to student and parent loan borrowers is available at the Department of Education web site – www.studentloans.gov under “Managing Repayment” and click on “Trouble Making Payments?”

Terms of Loans Received, Repayment Schedules and Repayment
Generally, borrowers will have 10 to 25 years to repay their loan, depending on the repayment plan they choose. The loan servicer will notify the borrower of the date the first payment is due. If a repayment plan is not chosen by the borrower, the borrower will be placed on the standard repayment plan, with fixed monthly payments for up to 10 years. Repayment plans can be changed at any time by contacting the loan servicer. Information about standard repayment, extended repayment, graduated repayment, income contingent repayment (not available for parent PLUS loans), and income-based repayment can be found at www.studentloans.gov under “Managing Repayment”. Click “Repayment Plans & Calculators”.

Loan Entrance Counseling
The Federal Government requires first-time student borrowers to complete loan entrance counseling to ensure that the student borrower understands the responsibilities and obligations they are assuming. In order to provide the required comprehensive information on the terms and conditions of the loan and the borrower’s responsibilities, first-time student loan borrowers at Oxnard College are required to complete online entrance counseling at www.studentloans.gov as part of their Direct Loan application with Oxnard College.

Loan Exit Counseling
Oxnard College is required to provide counseling to federal student loan borrowers when the student ceases at least half-time study at Oxnard College. Student borrowers who fall below half-time units at Oxnard College are sent an email directing them to www.studentloans.gov to complete exit counseling and to receive information on monthly repayment amounts, repayment plan options, options to prepay or pay on a shorter schedule, debt management strategies, use of the Master Promissory Note, the seriousness and importance of student’s repayment obligation, terms and conditions for forgiveness or cancelation, terms and conditions for deferment or forbearance, consequences of default, options and consequences of loan consolidation, and tax benefits available to borrowers, as well as other necessary information.

Private Educational Loan Disclosures
Any student applying for a private education loan at Oxnard College must complete a FAFSA (Free Application for Federal Student Aid) with the school in order to ensure that all available waivers and grants are available to the student, as well as to encourage students to make use of low-interest loans available through the Department of Education (subsidized if eligible). Student borrowers at Oxnard College are counseled to compare the terms and conditions of Department of Education loans with the terms and conditions of private education loans to determine the more favorable borrowing option.
Upon request, Oxnard College will provide the self-certification form for private education loans required under Sec. 128(e)(3) of the Truth in Lending Act (15 U.S.C. 1638(e)(3) and the information required to complete the form, to the extent that Oxnard College possesses the information.

Graduation, Transfer and Retention Rates
Oxnard College regularly reports this information to the Integrated Postsecondary Education Data System (IPEDS).Follow these steps to access this information:
1. Go to the IPEDS College Navigator at http://nces.ed.gov/collegenavigator/
2. In the “Name of School” box type Oxnard College
3. Clink on the Oxnard College link that appears.
4. Click on the Retention and Graduation Rates link to expand the selection.

Graduation and Retention Rates for Student Athletes
Graduation and retention rates must be provided to student-athletes, their parents, high school coaches, and guidance counselors when an athletically related student aid offer is made. Oxnard College does not offer financial aid to students based on athletic ability. For information on graduation and retention rates or student success programs for student-athletes, please contact the Athletic Department, Oxnard College, 4000 South Rose Avenue, Oxnard, CA 93033.

Equity in Athletic Disclosure
All coeducational institutions of higher education that participate in any Federal student financial aid program (Federal Pell, Federal SEOG, and Federal SSIG Grants; Federal Work Study; and Federal Family Education, Federal Perkins, and William D. Ford Federal Direct Loans) and have intercollegiate athletics programs must provide information concerning their intercollegiate athletics programs under the Equity in Athletics Disclosure Act of 1994, Section 485g of the Higher Education Act of 1965, 20 U. S. C. 1092.
For more information or to receive a copy of the report, contact the Athletic Department, Oxnard College, 4000 South Rose Avenue, Oxnard, CA 93033.

Federal Direct Loan Program
https://www.oxnardcollege.edu/departments/student-services/financial-aid-office/types-of-financial-aid/student-loans

I. Information about Oxnard College

II. Overview of Financial Aid Programs

III. Information Regarding Student Outcomes

IV. Information Regarding Health and Safety

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